Hi everyone and welcome back to Stephan Livera podcast. Today, I'm talking with Prashanth. Prashanth is the CEO and founder of Bringin', and I will just disclose upfront, I am an investor and advisor in this company also, but, I think it's an interesting startup and an interesting, product, especially for Eurozone, or EEA people, and so, yeah, let's, start there. Well, I guess we'll start with, a little bit on you, Prashanth. First of all, welcome to the show, and, give
TRANSMISSION SLP693
Bringin: Europe’s New Bitcoin Gateway
with Prashanth Chandrasekar
Stephan Livera interviews Prashanth, the CEO and founder of Bringin, a startup focused on providing seamless Bitcoin solutions for users in the Eurozone. Prashanth shares his journey into the Bitcoin space, the pain points he identified regarding Bitcoin liquidity, and how Bringin addresses these challenges through innovative products like virtual IBAN accounts and debit cards. The conversation also touches on user feedback, regulatory impacts, and future developments for Bringin. Takeaways: 🔸Prashanth's introduction to Bitcoin began in 2017. 🔸The main pain point was the inability to liquidate Bitcoin easily. 🔸Bringin offers a virtual IBAN account for seamless transactions. 🔸The platform aims to provide a reliable off-ramping solution for Bitcoiners. 🔸User experience is optimized for both small and large transactions. 🔸The debit card allows users to spend Bitcoin easily. 🔸Feedback from users highlights the speed and reliability of the service. 🔸Bringin charges a flat fee of 1% for transactions. 🔸EU regulations are tightening, impacting compliance for crypto businesses. 🔸The Bringin wallet integrates self-custody with easy off-ramping capabilities.
Bitcoin, entrepreneur and how you started working in the space and, you know, what brought you to bring it. Sure.
thanks for having me, Stephan. It's, it's, it's great to be here. I started So my first Bitcoin introduction was in 2017, when I heard about the price going up and my friend was talking about Bitcoin. And that's how, I got introduced to Bitcoin. but during my college days, I was much interested in, interested in entrepreneurship and always wanted to work in startups. I'm an engineer myself, I was building side projects. So these were the kind of intersections like the Bitcoin world and, Intrigued me in 2017, and, and, passion towards building products and building startups. So, in 2019, like, got, I started reading "Mastering Bitcoin" by Andreasen. It's such a great book, so I was, when I was reading it, it, it, it just was so, so shocking to me that something like this can exist and the way it works, and then I couldn't but stop exploring opportunities and startups who are, who are building on Bitcoin at the time. So that's when I was fortunate to find a startup, back then was working on Bitcoin payments for EU. the company name is LastBit, and then I joined in as an engineer, so I was the second engineer. Back then, and then that's where my journey of building Bitcoin products, started. So. Yeah.
Okay. And let's, I think, let's start with, let's go to this concept of the main pain point that you see that you are helping to solve, right? Like, I guess. What did you see as the big pain point, that then drove you to actually go and found Bringin' and now start doing this stuff with Bringin'?
So, when I was working in Las Vegas to get paid in Bitcoin It was cool, it was nice to have Bitcoin salary. That's the best way to acquire Bitcoin, according to me. But the problem was I was not able to liquidate it. So I was in EU, last year we built a debit card which allows users to fund their debit card with Lightning and Pay, but then we couldn't scale because of the regulatory changes that almost Had me like not use last bit products, we had to see the, see the product lines. So I was looking for exchanges to liquidate Bitcoin. Kraken at the time halted with our withdrawals or any of our withdrawals from to the bank. I was in Estonia, so and then I had to, Look for the alternatives, and Binance was one more alternative which was terrible. So my friend had warned, like I had gotten multiple notifications from Revolut when I transfer funds from Binance, it's not the safest option, but I didn't have a choice, 'cause all my funds are in Bitcoin, and I had to liquidate it. So, Binance, the UX is terrible. It took a lot of time for me to understand how it works, 'cause I'm not a trader, I don't understand exchanges, and more importantly, it took like days to get euros into my bank account. So it almost felt like my Bitcoin is not usable, and I was surprised in, in even in twenty twenty, the Bitcoin is not usable, and this is absolutely fundamental to be able to like buy and liquidate Bitcoin at the speed of sending a bank transfer or a super payment. So that's what exactly motivated for me to bring in the Bringin. Gotcha.
Yeah. And as you were saying that, it's been a common thing, and this is unfortunately becoming a common thing all around the world that Basically, AML, the AML kind of noose is constantly tightening, and what a lot of people are facing today is if they sell some Bitcoin on an exchange and withdraw some fiat into their fiat bank account because they need to pay their bills or whatever, and then Often at multiple steps on that journey, you'll get stopped and be like, "Hey, where's this funds? What's the source of funds? Duh, duh, duh, duh, etcetera." And then you, you end up dealing with compliance, staff in a bank somewhere or compliance staff at a Bitcoin exchange somewhere, and now I want to be fair here, right? Because sometimes it's not their fault specifically, it's actually more like the regulation that's driving some of this, and it's maybe the mindset that's driving this at an overall level. so I don't wanna like shoot the messenger per se, but the end result for many Bitcoiners who would like to live on Bitcoin, to earn and spend Bitcoin, is that they spend all this time dealing with compliance staff, or they worry that their account will get shut down because, they received some fiat from a crypto or a Bitcoin exchange, and That's just kind of, that's where we're at. Do you wanna just react on that? Is that the story that you have seen? Is that aligning with what you hear from customers?
Yeah, that's right. So I, I totally agree with that. so it's not like exchanges or money Platforms that provide that allows users to like swap between like euros and bitcoins or money trading platforms or custody exchanges or apps that allow you to invest in bitcoin. So most of them are optimizing the entire user experience to get Users to hold Bitcoin in the custody, so not necessarily focusing on OG Bitcoiners, but the Bitcoiners who hold Bitcoin through the tough times and they wanna liquidate it. So those are underserved and most well deserved people, they need good tools and solutions. So it's just The matter of building a solution focused to Bitcoiners versus trying to build a solution to onboard the next, like get, get Bitcoin to everyone's hand. Of course, that's important, but while building tools to Bitcoiners, you eventually build tools to everyone else, from the compliance perspective, so regulations are There, and that needs to be complied. It's just a matter of what you're optimizing for as a company. Are you optimizing for safe off-ramping or, or you, you neglect that and then you just focus on on-ramping, so that makes a huge difference for the customer. I see.
And so- Maybe then just give us a bit of an overview, what is the product with Bringin? Who is the customer base that you are serving, and what are the main product offerings you offer? Sure. As a tool,
the pain point I faced was liquidating Bitcoin, so I used to own in Bitcoin. Being able to use Bitcoin with the fundamental problem. So the initial product we launched was a simple web app that allows users to send Bitcoins from any of their self-custody wallets or any wallets and then get Euros instantly into their bank account. So without any issues from the banks. So this was the first version of Bringin, and they wanted to onboard bitcoiners who hold Bitcoin and who wanna liquidate it. So we provide a virtual IBAN accounts for every customers and we route the bank transfers via the virtual IBAN accounts so the receiving bank accounts see the transfers coming from your own personal virtual IBAN account and not from any exchange, which reduces significantly the risk of blocking or any additional questions for the banks. So, as we suspected, this worked, and we were able to serve a lot of Bitcoiners who want to liquidate huge funds or small funds via Lightning. Yeah, so- And
just, sorry, just give us an overview there in terms of the amounts here, right? Because you're saying it can be small amounts or large amounts. Give us a sense of that, like what are some of the smaller amounts that people are doing and what are the larger amounts? Obviously without doxing individuals, but just kind of averages or everyday numbers, what, what kind of numbers are people doing on the platform?
So the smallest transactions are like ten euros, that's what we support, which these are the people who use Lightning more often and they'll, they'll liquidate instantly But the bigger transactions is, let's say like, two hundred thousand euros transactions. When we launched, probably Bitcoin price was a lot lesser. The Bitcoin was like, so that was a lot less
Bitcoin, or sorry, that was a lot more Bitcoin back then, whereas now it's not even two Bitcoin, right? One point, whatever, eight or whatever it is. okay, interesting. And so for, I guess, in the earlier days, maybe amongst the early, let's say, beta clients in the closed beta, I guess a lot of them were understanding Bringin as this kind of off-ramp for European Bitcoiners, kind of, that's kind of the loose understanding of it, right? That they would have some Bitcoin, years, and they need to spend some, and so they would either send it on chain or send it on lightning. And so I guess the main thing is to understand, this is like, yes, it's a KYC platform, but it allows you to self-custody you know, Bitcoin on chain and, and Lightning, and then send it at the point that you need to sell some for fiat. I guess that's the main-- that was the main understanding, at least in the earlier days with the product, right? That's right.
Most of the framing solutions want you to like put Bitcoin in there and they give debit card against it and this, it's always custodial or if you just wanna like use it as a bridge, it's not convenient, it's not built for that, so it's just complicated. So we wanted to Noting Bitcoin just created a tool that links yourself to the end point, and which works flawlessly, hundred of hundred times, and it works instantly. Yeah. By instant transfer, right?
And then, as I understand, it's not only an off-ramp, right? Like there are other services that you offer, even though it's maybe that's what people understand it as. Can you just give us an overview there, in terms of the other services that you're offering there?
Yeah,
so we started off
as an off-ramping platform, mainly focusing on helping Bitcoiners with a need that they, Served, but what essentially we built is a bridge or a link between self custody and the bank. So, like users can move funds from the bank to their wallet and wallet to their bank account with no friction whatsoever. So in terms of time, in terms of stress, in terms of certainty, uncertainty, so they have information upfront, they know what they're getting, the user experience is optimized to link their wallet and their bank. so that's what we are building. It's a link between their wallet and their bank account, and this allows them to live on Bitcoin, which is the main, mission that we wanna solve, so living on Bitcoin is not a popular opinion. At least at the time, but a-at least right now, but it's, there are some people who want to live on Bitcoin, and there are advantages for that. So creating this link allows them to do so, and, we added one more addition to this link. Which is a debit card that allows you to fund with any Lightning or on-chain transfers to pay anywhere in the world.
Gotcha. So, yeah, that also helps people who have Bitcoin and need to, need some kind of fiat off-ramp. Of course, I we, we all wish we could just earn and spend Bitcoin natively all the way through, but that's not the world we're in today, at least in, October 2025, and so that's why many Bitcoiners all around the world have to, have to use some form of fiat, whether it Physical cash, something, to deal with things for now. and so I guess the other big, as you were touching on before, it, the, I guess the, one of the innovations is this idea of using a virtual IBAN that is in the customer's own name, so that reduces the risk of having to ask, like, being asked all these questions, because it looks, like, to the fiat banks, it looks more just like a self-account transfer. That's
right. Yeah. and so what, like you mentioned about like debit cards, cash, right? So Bitcoin is a payment, Bitcoin is built for payments, and unfortunately that's not happening today because not a lot of merchants accept Bitcoin payments. But we want to solve that. So, I'm a huge believer of self custody and Lightning. So, Lightning, of course, when everyone accepts Bitcoin and then Lightning can be used for payments and all that, but I also- Think there's a lot more that can be optimized with existing payment networks, with Lightning. So if you have on and off-ramp on both ends using Lightning as a settlement layer, which is free, which is instant, which is scalable, which is global. So you can like, not deal with all this hacky Zepa, Swift, UPI and lot of local networks and global networks which is used to settle the funds. So you could just use Lightning as a settlement layer for moving fiat across until the Bitcoin as, uses a medium of exchange or even if you've got an e-fr account. Yeah.
and talk to us a little bit about the debit cards set up there. So what's the process there? Is it just basically like onboarding in the app, you do your KYC, sign up, and you can then get a physical debit card or, or the virtual one? Talk us through how that works. So
user needs to do KYC to get the debit cards. So once they do KYC, they get a physical and virtual debit cards both, and they can create multiple physical and virtual debit cards. So, this is a Euro debit card, and that can be funded with, Lightning at any time. So uses like we built a lighting address that's linked to your IBAN account and the debit card, which shares the balance. So Essentially, you can type in lightning into any of your lightning wallets and send Bitcoin, and it's ready to tap and use in debit cards.
Oh, that's really fancy, because then, the user can just interface with Lightning addresses, which is very, a nice experience, because then they, they can just have a contact list in their apps, or some apps have it, not all of them do, but then it's a very slick experience, right? Because it's just, pick this Lightning address, how many sats do you wanna send, and then- Yeah, there's stuff in the background, but you don't have to think about it, it just happens, and then at the end, you're getting fiat into that off-ramp, in this case, the debit card. All of it takes just fifteen seconds.
In Phoenix, most of our customers they use Lightning and they prefer self custody and have different Lightning set up of their own, so to force them to use a particular Lightning wallet would be wrong. We like and we leverage the super protocol, Lightning Network, which is an amazing protocol. So I just take 15 seconds, as you said, they can save the contact names. Since twenty thousand satoshis, which is almost twenty euros, and then it's available instantly to spend. So it gives you flexibility to hold Bitcoin anywhere and use it as a bit card, which can plug into any of your Lightning wallet or turn your Lightning wallet into a daily spending
tool even today. Great. And so what has the feedback been like from the early users who are using it in the closed beta?
So there are like two sets of customers that we serve, basically, so one is the people who wanna liquidate a certain amount of Bitcoin. that could be for bigger purchases like real estate, houses, and a lot of other things. So, they've been holding Bitcoin from a long time and they want, extremely convenient solutions and they want certainty of things happening. So, working with these customers has been great because I, it's, it's, since we're in beta, I personally, try to connect with a lot of these customers and then help towards the process. So now the product is completely optimized for serving those customers, even if they wanna buy houses Bitcoin or if they wanna sell the house or real estate and convert that into Bitcoin, we have all the process and documents, documentation set so we can, provide the girl Amount. So we had to, we had some learning curve while we are doing so, what kind of documentation should the bank ask and all this, what is the exact problem that customers are facing when they wanna, you know, like it's not very common that You think about buying a Bitcoin with us, because it's, it, it, it has like half where who will ask which question, so there's a lot more uncertainty. So, going through the entire process with multiple customers allows us to create a standard process to help this out, and we learned a lot. Along the way. And there's a cohort of other users who, do daily Bitcoin off-ramping or monthly off-ramping, they earn in Bitcoin, and there's a small cohort of customers who buy Bitcoin to sell custody every month. So the feedback has been good so far, it's fast, so that's the main feedback, i-it just works and it's fast. Yeah. And what were here, actually,
what are the fees just for listeners to understand? What are the fees that you charge for this off-ramping? So we charge flat
one percent and we get a small markup which can go up to zero point five percent from our partners. So effectively the user gets the service for up to
one point five percentage. Gotcha. And are there any volume discounts there or is it just a flat fee? it's, it's just flat fee right now,
there's no volume discounts. Especially when you are liquidating huge amounts more than one percent, one point five percent, you want the convenience and the reliability aspects, which you don't get.
Yeah, I think it's fair enough really, because, if you think about how much you would pay otherwise, like it is basically gonna end up in that range, just depending on which service providers and how you do things, maybe there are ways to do it slightly cheaper, but then there's, you're bringing back again that risk of you're getting your account shut down or whatever or this kind of thing or getting asked all the questions from the compliance department, this kind of thing. on the EU side of things, what about MiCA? Right? So this is like In crypto assets regulation, it's like the big deal in the EU. Can you tell us a little bit about that? How is that impacting you and your business, if at all?
Essentially what they're trying to do is standardize regulations and which isn't far with regulations that would be required to comply to run a bank or e-money bank, electronic money institutes. So, the regulations are stricter, as in, like, you need to comply with a lot more regulations than what you had to before, and, the regulation is standardized across the EU, so no country virtual asset service licenses are different from other, other, other country virtual asset service licenses. So it's, it, it has both, like it's, it's both good and a bad for the community. So obviously, more chaos is always bad, more regulations, more,
more Monitoring is always bad, it's bad to the privacy and it's not what users want. But on the flip side, just the fact that you can self-custody Bitcoin? And, it, it's, it's, it's, and you're not being treated as a criminal to self-custody Bitcoin or to be able to pay with Bitcoin? That convenience brings in more adoption, brings in more sense of safe feeling for a lot of customers to hold Bitcoin and they self-custody, buy Bitcoin or pay with Bitcoin. So that kind of leads to the adoption, but of course, there's a lot of regulations around it. Eventually, if people self-custody Bitcoin enough and if there's a circular economy starting to grow, so we can bypass entire regulation route and then just use Bitcoins for the payments.
This episode is brought to you by CoinKite, the makers of my favorite Bitcoin hardware wallet, the Coldcard Q. Now, some people think self-custody is too hard, but it's really about taking responsibility for your Bitcoin wealth and understanding that self-custody gives you a true feeling of liberty. The Cold Keyboard and big screen. It's got two secure elements and a true air gap, allowing you to go fully air gapped using QR codes from seed generation to transaction signing. You can power the device using three triple A batteries, so you don't even have to plug it into the wall for power. You can easily use it with Sparrow Wallet for PC or Nunchok on mobile, and you can dial it into the right level of security and complexity that you choose. If you want a simple setup, just use twelve words and single signature. If you want passphrases, easy. If you want to add Use code Livera to get 10% off on your Coldcard or other devices and level up your self-custody today. I see. Yeah, so as I understand it, it's like They're putting in this kind of regulation in the EU, it's coming into play, and one of the interesting things is that you can get compliant in one EU jurisdiction and then pass it out to the rest of the EU Aspects of it, so I guess that's one element that, you know, can help an entrepreneur. On the downside, of course, you have to kind of fit into that regulation. I've heard criticism from some parts of the Bitcoin ecosystem that the way MiCA was written is that it sometimes it puts things into a certain box, and there are certain businesses, businesses and software developers who don't neatly fit into that box, and so that can be a bit hard. And then of course, just in general, the increased kind of cost of dealing with regulation, which is obviously difficult for a small- smaller, younger startups that don't have, that aren't as kind of well capitalized as the large banks and the large already existing crypto exchanges and things like this. So I guess that's how I'm understanding it there. but in terms of the impact to bring in I, I presume, you know, you're, you know, you're gonna continue operating and, keep, growing your customer base.
so just about the- Difficulty in getting Micah, just expanding on that. Yes, as you rightly said, bucketing a particular kind of transactions as Micah. Under Michael, marketing some transactions requiring certain regulations is kind, they're getting harder for lot of entrepreneurs to, you know, like build payment processing and lot more other simple apps that require Michael license again, which is lots of, you need a lot of capital investments and And most of your efforts is just to comply for the regulations, you have lawyers and you always deal with the lawyers more than innovating, that's unfortunately, that's unfortunately there. So a lot of things have changed, even like, the payment processors who help merchants accept Bitcoin payments, they route the Bitcoin payments they wanna, payment service, PSP licenses, which falls under MiCA, which is again slated to get it. So there's a lot more Companies which will either take a different route, they go self-custody or they go licensed. It's, it's getting very clear, acceptations. You either raise a lot of funds, build a venture scale company and grow the team and comply to the regulations, or you go self-custody route. So when it comes to Bringin, we are still a technology company, so we rely on services that provide-- provided by our partner, and we haven't taken that, we will always, we haven't taken that decision yet, but we'll always be a technology company that allows us to innovate and outsource the compliance aspect to the trusted partners, and we wanna do that. All across the world, the same way we don't want to be a compliance company, we want to be a technology company, focusing more innovations on self custody and, lightning. Gotcha.
Okay, yeah. Now let's talk a little bit about, you also have a self-custodial Lightning wallet or, like a liquid-based, as I understand, it's like the Breeze SDK nodeless. So tell us a little bit about the Bringin wallet and, what you're doing there.
We started Lightning wallet very early days of the beta, so we started with a node approach, but you can like, keys are held in the phone and the node is running remotely and on green, blockchain infrastructure. So as I understand, that's
the green light model, and then now you're switching to the nodeless model.
Right. So we tried that model that kinda took time and then it, we put a lot of effort in getting that working, but, while internally testing with our customers, we couldn't get that to the speed that we wanted or the reliability that we wanted. So we, we, stopped that. We, we offered access for the customers who didn't have Lightning Wallet ourselves. But having a Lightning Wallet kinda completes the entire circle. So because if, like, more customers, if they don't have Wallet, where do I start with? And then guiding them to set up Blue Wallet or like a self custody Phoenix Wallet is much harder. So that was instant behind our integrated wallet that is in your phone that works instantly, that self custody, and it has both lightning and on-chain transfer. So now, we have seen a lot of products already built on liquid and bull swap with BSVK, so which works at scale. So that's the implementation that we are using, our BSVK. So Bitcoin is in liquid blockchain, and then we use bull swaps too. Make lightning payments. So we're not particular about using Liquid or Spark or Argo or anything like that, but we started with Liquid because it's scale and it works for our customers, but eventually we could upgrade to other technologies as and when needed based on the requirements that we have. Gotcha.
Yeah, so just summarizing for listeners. Breeze are helping developers of other, and entrepreneurs and developers who want to integrate Lightning capability into their app, and one of the ways they're doing that, at least currently, is using Liquid. So this nodeless form of, the Breeze SDK allows the users to, let's say, hold their balance at rest, Bitcoin balance in L BTC, but when they wanna make Lightning payments, it's kind of, in the background, it's using BOLTs dot exchange to do like a swap. So the user is paying They're paying with liquid Bitcoin, not main chain Bitcoin, to be clear. They're paying with liquid Bitcoin, and actually in the background, Boltz is kind of doing that swap and making the Lightning payment or taking the Lightning payment for them and swapping it back into liquid Bitcoin. And the benefit for the end user is he gets a very simple experience, he doesn't have to think about channels, it's just kind of a very, quote unquote, just works, sort of feeling. and then, of course, there is a trade-off with that, because you're holding liquid Bitcoin, But for a lot of these users, that might be a reasonable trade-off, it might be a reasonable, custodial, in terms of LBTC So they are, so yes, they are able to self-custody Liquid Bitcoin, but actually in the background, it's the, the Liquid Federation that, whatever, eleven or fifteen multisig is actually holding the Bitcoin, because Liquid is a side chain, right? So that's, that's how I'm understanding it. but nevertheless, what we're kind of explaining is more for the, let's say, for the developers and builders and people who, who want to know about some of these trade-offs. Of course, the end user, he's just clicking send and clicking Where it just works.
Yes, and, and, and the cost is also a lot lesser than, let's say, Phoenix Wallet, which comes with a node, which is running on your phone, and, It, it, it works, so that's what most of the people care for. And, and, and still today, a lot of people use like custodial lightning wallets, which is, which works, which, which has great user experience. So if the community or like the users are more inclining towards, I don't care, I'll just put two hundred dollars now, I, I don't put my savings there, I don't care to give up the custody of like two hundred, three hundred dollars and then use the custody Lightning wallets. It's getting them to self custody with cheaper swaps transactions is a great user experience, so users will have to, users can like hold huge amounts of Bitcoin without Worrying. It's not only self custody, there's a lot more aspect to it. So one is privacy and sovereignty. So bringing all the way to KYC, we can't stop you from making payments, you know, from your lightning wallet. We don't know how much balance you hold and You can send it to anyone, and there's no transaction monitoring and anything like that. So we could, with our services that we have, partner, we could provide a custodial lightning wallet, and that would ease out a lot for operations and, like, and a lot of our development efforts. But we care about self-sovereignty, and even if the user don't care, we want them to un-know that it's private. It's, you can send anywhere the payments, and, it's, it's self-custody. We can't do anything about it.
Yeah, so it'll be interesting to see what, trade-offs make sense. It seems to me like some of this is being driven a little bit, kind of, there is more- There has been some more interest in things like Spark and Ark as well, which are alternative L2s, which still, you know, resolve back to Bitcoin main chain, in the exit cases. but I think some of that interest is just being driven by, you know, government regulation and increased KYC, again, like KYC and compliance and AML kind of concerns, and so- I guess that's probably one thing where, given the legal and political environment, it's sort of going against custodial, Wallets, and then the response is, I guess, to sort of shift to some of these L2s like Ark and Spark and, Liquid and so on, to make a self-custodial experience. so I guess that's probably what we're, we're seeing there. I guess any overview, anything else you wanna mention about it? I guess- Talk a little bit about, you know, where things are going now with, your, launch.
We,
pretty
important milestone recently, our apps are live on App Store and Play Store, and we have all that new wallet inside those apps. Currently only tested by few customers, so they can send and receive payments on Lightning wallet, but for most of time, it's an on, on/off ramping platform on the app, but it still can Spend Bitcoin using debit cards, physical cards, virtual cards. They can buy amount, any amount of Bitcoin to the self-custody twenty-four bus seven. They can liquidate Bitcoin. to their banks. this is, most com- so we call it a complete Bitcoin app because it has both self-custody and the safe aspect of it and also spend aspect of it with the bitcarts and then on/off-ramping with ease, and it works 24/7. So we went live with this consumer product and then we do have more plans to expand this for the businesses as well. So as I said, as a consumer, it's so hard to like buy and sell Bitcoin or like liquidate Bitcoin. As a business, it's even, even harder to do so. So that's, that's the next thing we'll be solving for businesses, what we did for the consumers, and, all of this ties to Lightning, and then businesses can accept Lightning payments and consumers can pay Lightning. So We are heading towards building the payments, both from the business accepting Lightning payments and customers being able to pay with Lightning.
Fantastic. Well, yeah, like I, as I mentioned, at the top of this episode, I am an advisor, sorry, I am an advisor and investor in this company. I think it's, interesting that it's allowing this sort of self-custodial but easy off-ramping experience, especially for people who want to earn and spend Bitcoin. I understand, you know, it's kind of-- There's different a- aspects of Bitcoin. Like nowadays, obviously it's hard to deny the impact of Bitcoin ETFs and treasury companies and things like this, but we also have the self-custodial, earning and spending side of Bitcoin, which obviously I'm also supportive of. I'm, I hope to see more people, doing that, but I also understand we're just-- it's early days, alright? and so, yeah, so I guess I'll leave it there. So if, any European, listeners or people in the Eurozone are interested in this, as an on On or off ramp, maybe it's interesting for you, and so Prashanth, where can people find you online if they wanna find out more about you or bring in?
Twitter is the best place, so bring in on xfi, bring in xyz is our Twitter handle, and, if they wanna reach out to me, I'm available on Twitter again, like Prashanthc123, so that's my handle, and yeah, I can answer any questions if they have.
Gotcha, yeah. And the website for listeners, anyone listening, is bringin dot x y Thank you for joining me today. Thanks, Stefan